10. September 2020

Finance a personal loan to your plans

Require money to invest in a purchase or task?

The loan that is personal 1 https://speedyloan.net/payday-loans-ky.81percent (APR: 1.85percent) in the place of 2.90percent (APR 2.98per cent)Â

Take advantage of an excellent price (1) until 31 August to create work possible. Simulate and submit an application for your loan on line: from comfort of your property, in only a couple of ticks!

Extra discount of 0.20per cent for the energy retrofitÂ

Preparing energy-saving renovations (temperature pump installation, boiler replacement, green roof, external and interior insulation, etc. )? Â

Take advantage of an extra discount: your own personal loan at 1.61percent (APR: 1.65per cent).

Personal bank loan: a remedy without any shocks

A unsecured loan (1) is really a hassle-free selection for funding in the pipeline or unforeseen costs.

  • From 2500 up to a optimum of EUR 75,000
  • 12 to 60 months
  • Fixed month-to-month repayments
  • Versatile: you select the payment that is monthly that most readily useful fits you

Make an application for an individual loan online!

Currently a customer? Log in to the 100per cent safe online Banking platform to utilize for a loan online that is personal.

Perhaps not yet a customer? Perform an loan that is online and application or e mail us. An consultant will contact you to definitely assist you to select the solution that most readily useful matches your preferences.

Energy retrofitting loan

Are you currently preparing energy work that is retrofitting? Follow our guide! Â

Insurance coverage can protect the loan that is outstanding in the function of death

For greater security also to protect your nearest and dearest, submit an application for credit security insurance coverage.

This insurance will cover any remaining payments (subject to the conditions of the policy) in the event of death.

You can easily sign up for credit security insurance coverage for every of our customer loans: personal bank loan, OptiLine credit center or even the Réserve Privilège.  Â

Cover purchases that are unexpected access a money book on request

Each of which are tailored to your financial situation at BGLÂ BNPÂ Paribas, we have a range of solutions to meet your financing needs.

Must you make an purchase that is unexpected? To pay for an expense that is unexpected buy for yourself one thing unique, make use of the OptiLine credit center.

You’ll be able to contribute to the Réserve PrivilègeÂ. That is a money book which you can use at any time without justification.


Am I going to be charged an management charge once I sign up for a loan that is personal?

There aren’t any management costs at BGL BNP Paribas.

Do i need to start a free account to obtain a personal bank loan?

Yes, opening a merchant account with BGLÂ BNPÂ Paribas is just a pre-requisite for acquiring that loan.

What’s the point of pooling loans?

You must always ensure that your account has sufficient funds to complete each separate payment when you have multiple loans. By pooling your loans, you merely need certainly to make one monthly payment. This will make managing your budget that is monthly that easier! Taking right out your own loan lets you fund a task and pool loans during the exact same time.

What income tax deductions have always been I eligible to?

No more than EURÂ 672 in debit interest on consumer loans may be deducted as unique costs per individual per taxation home every year. Tax deductions associated with insurance costs are contained in this EURÂ 672 cap. Â

Tax deductibility varies in line with the situation that is personal of customer and it is susceptible to alter.

Can that loan be paid down early?

You are able to spend a loan off early, but could be charged early payment charges set during the time the agreement is finalized.

(1) For the loan of EUR 15,000 repayable over 48 months at a set rate of interest of 1.81per cent yearly, you’ll spend 48 instalments of EUR 324.19 (excluding optional insurance coverage). No application charges. APR Fixed percentage that is annual: 1.85per cent per year (at the mercy of spending your wage into an “Essentiel” account held with your bank). Total balance due by the debtor: EUR 15,569.33.

The hypothetical instance is given to information purposes just and are not able to be viewed that loan offer and/or approval. The financial institution is certainly not responsible for this instance and for any choices made predicated on this instance.

Provide susceptible to stipulations and approval of the application by the bank.